Terms of Use

Acceptance of Terms

By accessing and using snug-wave.com and our educational services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with these terms, you must not use our services.

These terms constitute a legally binding agreement between you and snug-wave.com. We reserve the right to modify these terms at any time. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Eligibility

To enroll in our programs, you must:

• Be at least 16 years of age
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete registration information
• Comply with all applicable laws in your jurisdiction

By enrolling, you represent and warrant that you meet these eligibility requirements.

Services Provided

We offer blockchain education programs delivered through online platforms. Our services include:

• Access to course materials, videos, and educational content
• Hands-on exercises and project assignments
• Interaction with instructors and peer learners
• Progress tracking and completion certificates

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice.

Enrollment and Payment

When you enroll in a program:

• You agree to pay all fees associated with your selected program
• Prices are stated in Canadian dollars (CAD) unless otherwise specified
• Payment is processed through secure third-party payment providers
• All fees are non-refundable except as required by applicable law

We reserve the right to change our pricing at any time. Price changes will not affect enrollments already completed.

Refund Policy

Refund requests must be submitted within 14 days of enrollment and before accessing more than 25% of the course content. Refund eligibility is evaluated on a case-by-case basis. To request a refund, contact [email protected] with your enrollment details and reason for the request.

User Accounts

When you create an account:

• You are responsible for maintaining the confidentiality of your login credentials
• You must notify us immediately of any unauthorized account access
• You are responsible for all activities that occur under your account
• You may not share, sell, or transfer your account to another person

We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.

Intellectual Property Rights

All content provided through our services, including course materials, videos, code examples, documentation, and visual designs, is protected by intellectual property laws and remains the property of snug-wave.com or our licensors.

You are granted a limited, non-exclusive, non-transferable license to access and use course materials solely for your personal educational purposes. You may not:

• Reproduce, distribute, or publicly display course materials
• Create derivative works based on our content
• Sell, license, or commercially exploit our materials
• Remove copyright notices or proprietary markings
• Use automated systems to download or scrape content

Student Work

You retain ownership of code and projects you create while learning. However, by submitting work for review or sharing it in course forums, you grant us a non-exclusive license to use that work for educational and promotional purposes.

Acceptable Use

When using our services, you agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Harass, threaten, or abuse other users or instructors
• Upload malicious code or attempt to compromise system security
• Interfere with the proper functioning of our platforms
• Impersonate others or misrepresent your affiliation
• Use our services for commercial purposes without authorization
• Share course content with non-enrolled individuals

Violation of these acceptable use provisions may result in immediate account termination without refund.

Educational Disclaimer

Our programs are intended for educational purposes only. Important disclaimers:

• Course content does not constitute financial, investment, or legal advice
• Blockchain technology involves risks; outcomes depend on individual effort and market conditions
• We do not guarantee employment, career advancement, or specific financial results
• Learning outcomes vary based on prior knowledge, time commitment, and application
• Information provided reflects current knowledge and may become outdated as technology evolves

You should consult qualified professionals before making decisions related to cryptocurrency investments or blockchain implementations.

Limitation of Liability

To the fullest extent permitted by law:

• We provide services on an "as is" and "as available" basis without warranties of any kind
• We do not guarantee continuous, uninterrupted, or error-free access to our services
• We are not liable for indirect, incidental, consequential, or punitive damages
• Our total liability for any claim shall not exceed the amount you paid for the specific program
• We are not responsible for third-party content, links, or services

Some jurisdictions do not allow limitation of certain warranties or damages. In such cases, our liability is limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless snug-wave.com, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:

• Your violation of these Terms of Use
• Your use or misuse of our services
• Your violation of any third-party rights
• Any fraud or misconduct on your part

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in that policy.

Third-Party Services

Our platform may integrate with or link to third-party services such as payment processors, video hosting, or blockchain networks. We are not responsible for the availability, content, or practices of these third-party services. Your use of third-party services is subject to their respective terms and policies.

Dispute Resolution

These Terms of Use are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law provisions.

Any disputes arising from these terms or your use of our services shall be resolved through:

• Good faith negotiation between the parties
• If negotiation fails, binding arbitration in Toronto, Ontario
• Arbitration conducted in English under the Arbitration Act, 1991 (Ontario)

You agree to waive any right to participate in class actions or representative proceedings.

Termination

We may suspend or terminate your access to our services at any time, with or without cause or notice, for violations of these terms or for any other reason we deem appropriate.

Upon termination:

• Your right to access course materials immediately ceases
• You remain responsible for any outstanding fees
• Provisions regarding intellectual property, liability, and indemnification survive termination

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy, Cookie Policy, and GDPR compliance statement, constitute the entire agreement between you and snug-wave.com regarding your use of our services, superseding any prior agreements.

Contact Information

For questions about these Terms of Use, contact us at:

Email: [email protected]
Address: 425 Wellington Street West, Suite 302, Toronto, ON M5V 1E3, Canada